How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility your insurer files with your state after certain violations. Most states require you to carry it for 3 years following a DUI, major violation, or driving without insurance.
Non-Owner SR-22
If your license is suspended but you don't own a vehicle, a non-owner SR-22 policy satisfies state reinstatement requirements without insuring a specific car. Typical monthly premiums range from $35 to $75 depending on your violation history.
Liability Insurance
Liability coverage pays for injuries and property damage you cause to others. Every state sets minimum required limits, and these minimums must be met before your DMV will reinstate your license.
Uninsured Motorist Coverage
This coverage protects you if you're hit by a driver with no insurance or insufficient limits. Some states require it as part of reinstatement after a suspension for driving uninsured.
Non-Standard Auto Insurance
Non-standard carriers specialize in insuring high-risk drivers, including those with suspended licenses, multiple violations, or DUI convictions. Rates are higher, but coverage is available when standard carriers decline.
